It’s natural to panic when your accounts have been sent to collections, but there’s no need to fear: Here are the steps you can take to negotiate a settlement with your collections agency.
Credit bureaus consider five key factors in calculating credit scores. This information will help you not only understand why your score is changing but also what you can do to improve your score.
Credit card debt is rampant in America. But with the uptick in the economy, lenders are feeling more optimistic about extending credit. But at what cost? Here are five things to keep in mind if you’re considering consolidating your credit card debt.