Facing wage garnishment is stressful, but the key is to remain calm. While it may pose a temporary financial challenge, it is possible to rebuild your credit and to return to firm financial footing sooner than you may think.
Financial stress is not all bad. In fact, some anxiety can motivate us to make smart decisions. However, financial stress should not control your life
You might be tempted to use your credit cards, increase your balance, and then the minimum payment at the end of the month. However, taking this approach can trap you into a vicious cycle of debt that’s hard to escape.
It’s hard to know how much we should be saving for retirement. Various rules of thumb circulate, but deciding how much to save is a personal decision that hinges on personal factors – from lifestyle preferences to current and future income levels.