Absent a true emergency, like a collapsed roof, most home improvement projects can wait. There is simply no reason to borrow money to remodel a kitchen or landscape a yard – something purely cosmetic and frankly, nonessential.
New Year’s Eve is almost upon us, and along with that comes the inevitable question many of us ask ourselves every year: What are we going to do to celebrate, and how can we make sure it doesn’t break the bank?
Seeking debt relief can be intimidating, especially when your property is on the line. If you choose to pursue debt relief, it’s vital to know and understand your options and to be your own advocate in selecting the best path for you.
Many financial advisors will tell you that borrowing against your 401k retirement account is a bad idea. However, there are certain circumstances in which you might want to consider temporarily borrowing from your 401k.
While it will be a tremendous relief to find yourself debt-free, the debt settlement process can harm your credit. But don’t let this discourage you: There are small steps you can take today to boost your score after becoming debt-free.
Debt settlement can be a great option for those seeking relief from their burden. Here are five frequently asked questions about debt settlement to help you determine whether it is the right financial approach for you.
Over the course of our lives, most of us will likely experience a financial setback due to a mistake. Here are three ways to bounce back from a financial mistake and set yourself up for future financial success.
As with any debt relief option, both debt consolidation and bankruptcy carry pros and cons, and may not be the best fit for every financial situation. Here are the key differences between the two options.
If your debt is unreasonably burdening you, sapping your savings, and creating massive problems for your future earning, borrowing, and saving potential, then you may have a serious financial problem.