We sure love our little luxuries – but what we don’t love is how much they can cost us. When it comes to budgeting, it’s okay to have a little fun – but are those daily $3 coffee stops really necessary?
The average American household spends approximately $53,000 each year – a number that is close to 75% of the mean American income. This raises the obvious question: Where, exactly, is all of this money going?
There may be times in your life that warrant opening a new credit account. Before taking the plunge, here a few things to consider.
With discipline, commitment, and a really good plan, anyone can become financially independent: It is not just an option for the wealthy.
Dreaming about leaving your job, spending your days doing what you want to do, living on a remote island, or traveling the world? What if you could have all of these things – and soon?
Have you been tempted by a new credit card that offers incentives such as cash-back, airline miles, and travel points? These credit card reward offers might be attractive, but are they worth it?
We are constantly bombarded with advertisements encouraging us to spend money on the next thing that will make us happy or fulfilled – so much so that we often forget that many of the most enjoyable things in life are free!
If threatening letters and phone calls from debt collectors are stressing you out, you don’t have to resign yourself to dealing with the communications until you pay off your debt.
It’s true that childcare costs are sky-high, but before despairing and moving overseas, take heart in knowing there are affordable options out there.
If you’re running low on cash in your checking account, you might be tempted to use your credit card to withdraw cash for a quick fix. However, keep in mind that if something seems too good to be true, it just might be.