Paying off your credit card debt is a great start to improving your financial health in 2021, but how can you do it? Here are a few payment strategies and tips to help you become debt-free in 2021.
Pensions vs. 401ks
on Topics: Personal Finance
Employer-sponsored retirement plans are an important benefit that employees should take advantage of to supplement their retirement funds. However, not all retirement accounts are created equal. Maximizing your contribution to an employer-sponsored retirement plan is the best way to ensure you have enough money to carry you through retirement.
How to Change Your Spending Habits
on Topics: Money Saving
Changing your spending habits is one of the quickest ways to stretch your money. Without bad habits draining your finances, you will save more, spend wisely, and accumulate the cash you need to pursue your financial goals.
Top Defenses to a Credit Card Lawsuit
on Topics: Credit Card
Each case will look different and you should always consult an attorney to guide you, but to give you an idea of the defenses that might be available, here are the seven top defenses to a credit card lawsuit.
Thinking of debt consolidation to tackle your financial burdens? Here are a few tips for what not to do, so that you can find success through debt consolidation – instead of messing it up.
Five Online Loan Scams to Avoid
on Topics: Loans | Personal Finance
From that cute outfit that catches your eye to the special bottle your co-worker swears by, you’ll undeniably feel the pull to buy, buy, buy so you can be as prepared as possible when your little one makes his debut.
In preparing for retirement, money is saved to cover future living expenses, healthcare costs, and other regular expenses to allow older Americans to maintain their standard of living without relying on employment income.
Getting into the White House was the first step, but President Biden’s proposed 401(k) changes must still be considered and approved through the legislative and regulatory processes before the changes could become law. This could take a while.
Early Retirement Caveats to Consider
on Topics: Job
While the idea of stepping out of the workforce early might sound appealing, there are some downsides to retiring in your 30s, 40s or even 20s.
Here, we breakdown the good, the bad, and the expensive to help you decide if purchasing a new car is the best move for your finances.