So, how do you know if the bill collector can satisfy the requirements of the FDCPA to collect the debt they are asking you to pay? The key is a debt validation letter.
Facing wage garnishment is stressful, but the key is to remain calm. While it may pose a temporary financial challenge, it is possible to rebuild your credit and to return to firm financial footing sooner than you may think.
It’s natural to panic when your accounts have been sent to collections, but there’s no need to fear: Here are the steps you can take to negotiate a settlement with your collections agency.
Did you know that you have specific rights as a consumer? Read more about FDCPA and specific ways the law guarantees your privacy rights as a debtor.