on Topics: Loans
Have you ever been in the process of making a purchase and been offered a deferred interest option? Wondering whether this is a good idea or if there are any drawbacks to doing so? Learn more about deferred interest on our blog.
There are a lot of reasons loans are denied. A lack of credit history, high debt-to-income ratio, or a recent change in jobs or income can disqualify you for a loan. Lenders want to loan money to applicants who are likely to repay the loan on time and without missed payments or other trouble.
If you are self-employed and need to apply for a personal loan, there are a few factors to keep in mind as you go through the application process to ensure you are approved for the loan you need under the most favorable terms available.
on Topics: Loans
Instead of the penalties, fees, interest charges, and the years it can take for your credit to recover from defaulting on a loan, a deferment provides an opportunity to reallocate the money you would otherwise apply toward your loan to other essential expenses to ensure necessities like food and shelter are not compromised during your hardship.
on Topics: Loans | Personal Finance
From that cute outfit that catches your eye to the special bottle your co-worker swears by, you’ll undeniably feel the pull to buy, buy, buy so you can be as prepared as possible when your little one makes his debut.
Are you in a bind and in need of a personal loan? A personal loan can be a great way to cover unexpected expenses, but it can be hard to secure one if your credit is bad.
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