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Here at CountryWide, we are dedicated to helping our customers navigate financial challenges and to relieve the pressures of burdensome debt. We specialize in helping individuals and families choose debt relief options tailored to their financial goals and needs.
Providing our customers with expertise, compassion, and a track record of proven results, we stand ready to help you resolve your debt so that you can work toward your financial goals and build wealth.
Before you get started on your debt relief journey, you will become clear about your objectives. The first step is to meet with one of our financial advisors to share your financial goals and the types of debt you would like to pay off.
Our expert team will then help you choose a debt relief option to increase your financial flexibility and independence. This may come in the form of consolidating your debts or seeking to have a portion of your debts settled.
As you work to pay off your debts through a consolidation or repayment plan, we will be here to answer questions and act as a trusted resource. Your journey to Debt Freedom Starts Today! With our help, you could be debt-free in 12-48 months.
Due to unexpected expenses and a sudden increase in his cost of living, Client # 16076 found himself continuing to borrow money to cover the costs. He was on a fixed income and consistently struggled to make ends meet, only diving deeper and deeper into debt. He quickly realized that making only minimum payments on his various debts was not helping, and his damaging cycle continued.
Finally, he decided it was time for help. He called the team at CountryWide to explore his options.
Had Client #16076 continued to struggle, he would have found his financial situation worsening: If he had made minimum payments throughout the life of his loans, he would have paid a total of $88,241.
By turning to CountryWide, he was able to save money and become debt-free faster: Our team helped him consolidate his loans, score a lower interest rate, and create a plan to chip away at his debt. Within 41 months, he had paid off $34,140 in debt and was able to start fresh.
In total, he saved $67,367 in finance charges - and years of his life - by hiring CountryWide Debt Relief Company.MORE CASE STUDIES
*Do nothing option assumes making only the minimum payments on the debts each month with APR of 17% and minimum payment of 2% of the outstanding balance each month.
Savings illustrated is the difference between the total payments to CWDR and Total payments if just the MINIMUM monthly payments were being paid on the debts.
"I would like to take this time out to thank you for all your help... your Debt Relief Program was the best thing I ever did … I have already recommended you guys to a few people who I know are trying to get out of debt. Words cannot describe how grateful I am for everyone's help. I didn't think I would ever find a solution to my problem. Thanks so! so! much. I wish I could hug everyone there I really appreciate so much what you have done and what you are still doing."
What is a debt relief program?
Debt relief programs are designed to help you get out of debt. You will work with a debt relief company to pay back your debt in a series of manageable monthly payments with a lower interest rate. Typically, this will involve consolidating your debts into a single lump sum, then working to pay off the total amount in less than five years. It may also involve transferring your credit card balances to another, lower-interest card.
How does a debt relief program affect your credit?
A debt relief order will affect your credit score but fortunately, it will not have a lasting impact. When you agree to close your credit accounts, you will see a temporary pause in your available credit, which will impact your score. However, once you complete your debt relief plan, the credit freeze will lift and you can begin to rebuild your credit.
What is the best debt relief option?
There are three primary options available for debt relief : debt consolidation, credit card consolidation, and debt settlement. Debt consolidation involves combining each of your debts to various creditors into a single amount owed. Your debt relief company will work to lower your monthly interest rate and will make your payments on your behalf. Similarly, credit card consolidation involves transferring your credit card balances to a single card and making your monthly payments to a single lender instead of multiple creditors with various high interest rates. Finally, debt settlement entails negotiating with your creditors to forgive or cancel a portion of your debt. A reputable debt relief company can be your advocate in working with creditors to ensure you get the most favorable settlement terms possible.
What happens when you use a debt relief company?
One of the best companies for debt relief, CountryWide will first get to know you and work to understand your financial goals. We will then help you choose the best debt relief option for you. We will work with you throughout your debt management plan, taking the stress of communicating with creditors and making payments off of your plate so that you can focus on working toward financial freedom.
Our process works like this:
What type of debt can CountryWide Debt Relief help me with?
Here at CountyWide Debt Relief, we help our customers consolidate the following types of debts:
How to get out of debt on a low income?
Debt relief is still possible even if your income is small or variable. The key is to create a debt relief plan that involves manageable, affordable monthly payments, low interest rates, and a flexible payback timeline. Here at CountryWide, we can help you do that.
What happens if you don't pay your debt?
If you default on your payments, your account will likely be sold to a third-party collections agency. Continued failure to miss your payments can lead to legal action. Learn more
How do you qualify for debt relief?
Qualifying for debt relief is simple: Apply online or call a reputable debt relief company to see what debt relief proposal can be presented to you based on your income and debts.