Find yourself facing unexpected expenses without the means to cover the cost? The obvious answer, to borrow money. Read on to learn five cost-effective methods of taking out a loan or establishing a line of credit so that you can get back on your feet.

If you are facing a debt collection lawsuit, it can be nerve-wracking and stressful. But the court’s involvement does not need to be scary. In fact, sorting out your financial obligation to a creditor in court can sometimes even work in your favor.