Pensions vs. 401ks

on Topics: Personal Finance

Employer-sponsored retirement plans are an important benefit that employees should take advantage of to supplement their retirement funds. However, not all retirement accounts are created equal. Maximizing your contribution to an employer-sponsored retirement plan is the best way to ensure you have enough money to carry you through retirement.

Changing your spending habits is one of the quickest ways to stretch your money. Without bad habits draining your finances, you will save more, spend wisely, and accumulate the cash you need to pursue your financial goals.