If you carry unpaid credit card debt, you might be used to ignoring calls from creditors, pulling the wool over your eyes, and simply hoping they will eventually disappear. And unfortunately, when the calls do stop coming, it’s not necessarily good news: in many cases, it is likely because the creditors have sued you to…

A new year is approaching and with it, the promise of a vaccine and an end to the pandemic. As such, it is a great time to regroup and take stock of your finances and, if 2020 was tough on your wallet, to course-correct.