There are certain signs that indicate you might have a debt problem – and paramount to any debt relief plan is recognizing, and acknowledging, that you have this problem.
For a young generation, millennials certainly carry a lot of debt. But this doesn’t mean that they should be resigned to being debt-ridden forever. The first step: Debunk the top three common misconceptions about credit.
It’s natural to panic when your accounts have been sent to collections, but there’s no need to fear: Here are the steps you can take to negotiate a settlement with your collections agency.
Credit bureaus consider five key factors in calculating credit scores. This information will help you not only understand why your score is changing but also what you can do to improve your score.
Credit card debt is rampant in America. But with the uptick in the economy, lenders are feeling more optimistic about extending credit. But at what cost? Here are five things to keep in mind if you’re considering consolidating your credit card debt.
Go it alone or pursue debt consolidation? The choice is yours to make, but here are some of the pros and cons of each option to help you decide which route is better for you, given your financial situation, challenges, and goals.
The prospect of a 0 percent interest balance transfer might sound tempting, offering a few months without having to pay interest on your credit card debts. But before you lunge at the opportunity, take a moment to consider what it entails.
Contact from creditors can be particularly stressful when you’re drowning in debt. Here are five tips to successfully negotiate with your creditors or collection agencies.
Having a strong credit score is important, but there are numerous myths that circulate about credit scores in general, what impacts them, and how they will affect your financial future. Here, we debunk eight of the most common credit score myths.
If your debt has become unattainable, you’re in luck: You have options. Here, we are sharing some of the methods consumers are using to become debt-free in 2019.