The bad news? Yes, your creditors can place a lien on your property. The good news? They can’t just arbitrarily declare an ownership interest in your home without turning to the legal process.
When your credit score means so much to your future borrowing ability, the last thing you would want to do is unknowingly torpedo it by making bad financial moves.
How to Write A Realistic Budget
on Topics: Budgeting
Budgeting can be a frustrating process. When writing one, it is all too easy to make it aspirational at best and downright unattainable at the worst.
Smart spending is the key to striking a balance between our financial independence and a thriving economy. For those ready to try a new technique to find that balance, a minimalist lifestyle is worth considering.
If you’re like the millions of Americans who face staggering credit card debt, you may be wondering how you can get yours under control.
From that cute outfit that catches your eye to the special bottle your co-worker swears by, you’ll undeniably feel the pull to buy, buy, buy so you can be as prepared as possible when your little one makes his debut.
Any kind of delinquency on your account can put negative marks on your credit report. Simply making a payment to bring your account current does not erase the fact that your account was delinquent and reported to credit reported agencies.
Five Cheap Ways to Borrow Money
on Topics: Personal Finance
Find yourself facing unexpected expenses without the means to cover the cost? The obvious answer, to borrow money. Read on to learn five cost-effective methods of taking out a loan or establishing a line of credit so that you can get back on your feet.
Retiring in your 50s, 40s, or even earlier might sound like a pipe dream, but it could become your reality. Here are four steps to take if you want to retire early.
If you are self-employed and need to apply for a personal loan, there are a few factors to keep in mind as you go through the application process to ensure you are approved for the loan you need under the most favorable terms available.