As with any debt relief option, both debt consolidation and bankruptcy carry pros and cons, and may not be the best fit for every financial situation. Here are the key differences between the two options.
If your debt is unreasonably burdening you, sapping your savings, and creating massive problems for your future earning, borrowing, and saving potential, then you may have a serious financial problem.
When you work with a debt relief company, we’re on your side and want to see you succeed in paying off your debt. Here are four ways to ensure you’re positioned to conquer your debt, once and for all.
Although indulging in holiday spirit is fun, those who fail to rein in their spending can find themselves in a tough situation once the Christmas trees come down on January 1st – especially those who are already entrenched in debt.
Facing wage garnishment is stressful, but the key is to remain calm. While it may pose a temporary financial challenge, it is possible to rebuild your credit and to return to firm financial footing sooner than you may think.
Financial stress is not all bad. In fact, some anxiety can motivate us to make smart decisions. However, financial stress should not control your life
You might be tempted to use your credit cards, increase your balance, and then the minimum payment at the end of the month. However, taking this approach can trap you into a vicious cycle of debt that’s hard to escape.
It’s hard to know how much we should be saving for retirement. Various rules of thumb circulate, but deciding how much to save is a personal decision that hinges on personal factors – from lifestyle preferences to current and future income levels.
For many consumers, debt settlement offers a chance to get out of debt more quickly. Here are a few key dos and don’ts to help you navigate the process if you’re embarking on your own debt settlement journey.
Unless you were lucky enough to grow up in a household that taught basic money management skills, you might find yourself a bit lost. Read on for five money management skills that will help you improve your finances.