Remember, the more available credit you have, the better your credit utilization rate, and the better your overall credit score.
Whether you bear responsibility for your spouse’s credit card debt depends on many factors including when the debt was accrued, how the account has been managed throughout the relationship, and perhaps most importantly, where you live.
What is a Zero-Based Budget?
on Topics: Budgeting
If you are the kind of person that likes to have a plan, check off boxes as you go, and see a completed list, then a 0-based budget might be the right strategy for you.
How to Budget When You’ve Lost Your Job
on Topics: Budgeting
How do you budget with minimal income? Here are a few key points to help you budget effectively after losing your job.
When used correctly, credit cards can be effective financial tools. Even so, it might do you some good to take a brief hiatus from using your credit cards for one month.
While it’s reasonable to want to save on your premium costs, you also don’t want to forfeit the benefits that come from having good policies. Read on for a few tips on how to save big without compromising value.
Improving your financial health is the key to building wealth. By employing these simple strategies, you will be more aware of your finances and be able to set and attain financial goals.
How to Avoid Work-from-Home Scams
on Topics: Job
Before you sign on the dotted line, make sure that remote job offer is legitimate. Here, we share a few tips on vetting work-from-home job offers to avoid falling prey to scams.
Whether you monitor your credit regularly or ignore it until you need to apply for a loan or finance a big purchase, your credit score impacts your finances daily.
The fluctuating numbers of COVID-19 cases across the country bring concerns that a second wave of the illness may be imminent. If you are one of the millions of Americans who experienced unemployment or other pandemic-related hardship, you may feel far from recovered enough to do it all over again.