Blog – Debt Consolidation and Personal Finance Advice

Tim Saighani

What are Cash Advances?

By

Tim Saighani

on

February 25, 2020

Topics: Credit Card

If you’re running low on cash in your checking account, you might be tempted to use your credit card to withdraw cash for a quick fix. However, keep in mind that if something seems too good to be true, it just might be.
Which IRA Option is Best for You?

By

Tim Saighani

on

February 21, 2020

Topics: Personal Finance

The two primary types of IRAs, or traditional retirement savings accounts, are the traditional IRA and the Roth IRA. While both carry certain advantages and disadvantages, they serve an important role in your overall retirement planning.
The Truth About American Credit Card Debt

By

Tim Saighani

on

February 18, 2020

Topics: Credit Card

The number one way to ensure you use a credit card to your advantage instead of your detriment is to treat your credit card as if it were a debit card. Here, we tell you just how to do that.
The Emotional Impact of Debt

By

Tim Saighani

on

February 13, 2020

Topics: Personal Finance

Studies routinely show that debt is about much more than the money: It can cause a number of emotional and psychological issues, from anxiety and depression to self-worth struggles.
Five Frugal Lifestyle Changes to Help You Save More

By

Tim Saighani

on

February 10, 2020

Topics: Money Saving

A financially-savvy life does not have to be a miserable life. Here are five tips that you can immediately put into practice to save more money each month.
Four Dangerous Ways to Pay off Your Debt – And Better Alternatives

By

Tim Saighani

on

February 7, 2020

Topics: Debt Relief

Love shopping and eating out? If you’re stuck in debt, you should instead learn to love budgets and side jobs. Here, we share four dangerous (and often ineffective) debt relief methods and better alternatives to help you get out of debt.
Five Personal Finance Emergencies Anyone May Encounter

By

Tim Saighani

on

February 3, 2020

Topics: Personal Finance

While they cannot all be prevented, having money set aside in an emergency fund to deal with emergencies can save a lot of money and stress.
Credit Counseling: How it Works & How to Select an Agency

By

Tim Saighani

on

January 30, 2020

Topics: Credit Counseling

Regardless of your financial situation, credit counseling can lay out the roadmap you need to get the most out of your money.
Five Ways to Pay off Your Credit Card Debt Faster

By

Tim Saighani

on

January 27, 2020

Topics: Credit Card

If you find yourself going further and further into credit card debt each month, it might be time to develop new strategies for paying off credit card debt.
How Debt Affects Your Mental Health – And What to do About It

By

Tim Saighani

on

January 23, 2020

Topics: Debt Relief

Most people will carry debt at some point in their lives. Many of those people will also face mental health challenges related to the burden of carrying this debt. Luckily, there is always a way out.