Blog – Debt Consolidation and Personal Finance Advice

Tim Saighani

What is Public Service Loan Forgiveness?

By

Tim Saighani

on

June 21, 2022

Topics: Loans | Students

The Public Service Loan Forgiveness Program forgives the remaining balance of qualifying student loans after you make the required number of qualifying payments.
Debt Consolidation 101: How Does It Work?

By

Tim Saighani

on

June 14, 2022

Topics: Debt Consolidation

Did you know the average American has over $50,000 in debt? Fortunately, many consumers have found relief through debt consolidation programs. Read the latest on our blog to learn more.
How to Deal with Collections

By

Tim Saighani

on

June 8, 2022

Topics: Debt Collection

The last thing you want is to end up in court for money owed, but you are unsure if you should pay the collections agency directly or if you can even afford to make any kind of payments. So, how should you deal with collections after your creditor has turned over a past due account?
What is Deferred Interest?

By

Tim Saighani

on

December 9, 2021

Topics: Loans

Have you ever been in the process of making a purchase and been offered a deferred interest option? Wondering whether this is a good idea or if there are any drawbacks to doing so? Learn more about deferred interest on our blog.
What to do if Your Loan Application is Rejected

By

Tim Saighani

on

December 3, 2021

Topics: Loans

There are a lot of reasons loans are denied. A lack of credit history, high debt-to-income ratio, or a recent change in jobs or income can disqualify you for a loan. Lenders want to loan money to applicants who are likely to repay the loan on time and without missed payments or other trouble.
What to Do When You are So Deep in Debt

By

Tim Saighani

on

November 18, 2021

Topics: Debt Relief

Getting out of debt can be a long journey, though not an impossible feat. So, where do you start if your journey to financial health starts deep in debt? Take it one step at a time.
What can a Debt Collector Do to Collect on My Unpaid Accounts?

By

Tim Saighani

on

November 12, 2021

Topics: Debt Collection

When you start receiving collection calls or your mailbox begins to fill with collection letters, you may wonder about the legitimacy of the debt collector and the legality of their collection efforts.
Pay Down Debt or Build Up Savings? The Pros and Cons of Prioritizing Each

By

Tim Saighani

on

November 3, 2021

Topics: Debt Relief | Money Saving | Personal Finance

Should you prioritize paying down debt or building up your savings? While it is important to find the strategy that works best for your individual financial goals and outstanding obligations, for many people the most effective strategy is going to be one of balance, where debt and savings are managed simultaneously.
How to Put Your Savings on Autopilot

By

Tim Saighani

on

October 29, 2021

Topics: Money Saving

Few things are as motivating than seeing your savings increase. By putting even a small amount of money into savings each month, you will gradually see that amount grow – a great catalyst to continue to save more and more.
Can a Creditor Attach a Lien to My Home?

By

Tim Saighani

on

October 21, 2021

Topics: Debt Collection

The bad news? Yes, your creditors can place a lien on your property. The good news? They can’t just arbitrarily declare an ownership interest in your home without turning to the legal process.