Tim Saighani
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Five Ways You Might Be Hurting Your Credit Without Even Knowing It
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Topics: Credit CardWhen your credit score means so much to your future borrowing ability, the last thing you would want to do is unknowingly torpedo it by making bad financial moves.
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How to Write A Realistic Budget
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Topics: BudgetingBudgeting can be a frustrating process. When writing one, it is all too easy to make it aspirational at best and downright unattainable at the worst.
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How A Minimalist Lifestyle Can Help You Become Debt-Free
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Topics: Money SavingSmart spending is the key to striking a balance between our financial independence and a thriving economy. For those ready to try a new technique to find that balance, a minimalist lifestyle is worth considering.
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Six Simple Steps to Crushing Credit Card Debt
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Topics: Credit CardIf you’re like the millions of Americans who face staggering credit card debt, you may be wondering how you can get yours under control.
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How to Avoid Overspending When You Have Your First Baby
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Topics: Money SavingFrom that cute outfit that catches your eye to the special bottle your co-worker swears by, you’ll undeniably feel the pull to buy, buy, buy so you can be as prepared as possible when your little one makes his debut.
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Does Paying Off Collections Improve My Credit Score?
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Topics: Credit CardAny kind of delinquency on your account can put negative marks on your credit report. Simply making a payment to bring your account current does not erase the fact that your account was delinquent and reported to credit reported agencies.
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Five Cheap Ways to Borrow Money
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Topics: Personal FinanceFind yourself facing unexpected expenses without the means to cover the cost? The obvious answer, to borrow money. Read on to learn five cost-effective methods of taking out a loan or establishing a line of credit so that you can get back on your feet.
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Four Steps to Take If You Want to Retire Early
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Topics: Money SavingRetiring in your 50s, 40s, or even earlier might sound like a pipe dream, but it could become your reality. Here are four steps to take if you want to retire early.
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How to Apply for a Personal Loan if you Are Self-Employed
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Topics: LoansIf you are self-employed and need to apply for a personal loan, there are a few factors to keep in mind as you go through the application process to ensure you are approved for the loan you need under the most favorable terms available.
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Five Pros and Cons of Settling Your Credit Card Debt
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Topics: Credit CardAs America tries to get back to a new normal, many people are struggling with higher debt and less money to pay it with. So, what can you do when credit card debt becomes overwhelming?
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