Tim Saighani
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How to Avoid Overspending When You Have Your First Baby
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Topics: Money SavingFrom that cute outfit that catches your eye to the special bottle your co-worker swears by, you’ll undeniably feel the pull to buy, buy, buy so you can be as prepared as possible when your little one makes his debut.
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Does Paying Off Collections Improve My Credit Score?
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Topics: Credit CardAny kind of delinquency on your account can put negative marks on your credit report. Simply making a payment to bring your account current does not erase the fact that your account was delinquent and reported to credit reported agencies.
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Five Cheap Ways to Borrow Money
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Topics: Personal FinanceFind yourself facing unexpected expenses without the means to cover the cost? The obvious answer, to borrow money. Read on to learn five cost-effective methods of taking out a loan or establishing a line of credit so that you can get back on your feet.
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Four Steps to Take If You Want to Retire Early
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Topics: Money SavingRetiring in your 50s, 40s, or even earlier might sound like a pipe dream, but it could become your reality. Here are four steps to take if you want to retire early.
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How to Apply for a Personal Loan if you Are Self-Employed
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Topics: LoansIf you are self-employed and need to apply for a personal loan, there are a few factors to keep in mind as you go through the application process to ensure you are approved for the loan you need under the most favorable terms available.
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Five Pros and Cons of Settling Your Credit Card Debt
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Topics: Credit CardAs America tries to get back to a new normal, many people are struggling with higher debt and less money to pay it with. So, what can you do when credit card debt becomes overwhelming?
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How Does a Debt Collection Lawsuit Work?
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Topics: Debt CollectionIf you are facing a debt collection lawsuit, it can be nerve-wracking and stressful. But the court’s involvement does not need to be scary. In fact, sorting out your financial obligation to a creditor in court can sometimes even work in your favor.
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Five Ways to Retire Early on a Five-Figure Salary
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Topics: Personal FinanceThe standard age of retirement is sixty-five, but that does not mean you have to wait until then to retire. Many people wait to retire until they are eligible to receive social security income which can then be used to supplement their retirement funds.
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Do I Need an Attorney to Handle My Credit Card Lawsuit?
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Topics: Credit CardEngaging an attorney in a credit card lawsuit may improve your chances at a settlement agreement that keeps you out of court and without a judgment on your record.
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How Personal Loan Deferment Works
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Topics: LoansInstead of the penalties, fees, interest charges, and the years it can take for your credit to recover from defaulting on a loan, a deferment provides an opportunity to reallocate the money you would otherwise apply toward your loan to other essential expenses to ensure necessities like food and shelter are not compromised during your hardship.
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