Plan ahead for the upcoming festivities and ring in the New Year with confidence that you haven’t brought with you any extra debt accumulation at the end of the year.
Becoming debt free takes a lot of hard work, but staying debt free can be even more of a challenge. Check out our blog post for tips on how to budget and stay debt free.
Budgeting can be a frustrating process. When writing one, it is all too easy to make it aspirational at best and downright unattainable at the worst.
Sticking to a realistic budget can significantly increase your financial security while chipping away at debt and building wealth.
You may feel that cutting back on a necessity like groceries is too much of a sacrifice. But, chances are you can probably reduce your grocery bill without having to feel deprived.
If you are the kind of person that likes to have a plan, check off boxes as you go, and see a completed list, then a 0-based budget might be the right strategy for you.
How do you budget with minimal income? Here are a few key points to help you budget effectively after losing your job.