When it comes to your debts, remember that you have the right to not be harassed by creditors: But it’s also vital to pay down your debts to avoid their continued contact – and to get yourself back on firm financial footing.

Seeking debt relief can be intimidating, especially when your property is on the line. If you choose to pursue debt relief, it’s vital to know and understand your options and to be your own advocate in selecting the best path for you.