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Blog – Debt Consolidation and Personal Finance Advice


  • Strategies to Employ to Regularly Check-In on Your Financial Health

    By

    Tim Saighani

    on

    August 27, 2020
    Topics: Personal Finance

    Improving your financial health is the key to building wealth. By employing these simple strategies, you will be more aware of your finances and be able to set and attain financial goals.

  • How to Avoid Work-from-Home Scams

    By

    Tim Saighani

    on

    August 19, 2020
    Topics: Job

    Before you sign on the dotted line, make sure that remote job offer is legitimate. Here, we share a few tips on vetting work-from-home job offers to avoid falling prey to scams.

  • Why Your Low Credit Score is Hurting You

    Why Your Low Credit Score is Hurting You

    By

    Tim Saighani

    on

    August 14, 2020
    Topics: Credit Card

    Whether you monitor your credit regularly or ignore it until you need to apply for a loan or finance a big purchase, your credit score impacts your finances daily.

  • Tips for Financially Preparing for The Second Wave of COVID-19

    By

    Tim Saighani

    on

    August 4, 2020
    Topics: Money Saving | Personal Finance

    The fluctuating numbers of COVID-19 cases across the country bring concerns that a second wave of the illness may be imminent. If you are one of the millions of Americans who experienced unemployment or other pandemic-related hardship, you may feel far from recovered enough to do it all over again.

  • Five Tips to Pay off Your Car Loan Early

    By

    Tim Saighani

    on

    July 28, 2020
    Topics: Debt Relief

    Did you know that Americans collectively owe more than $1.2 trillion in auto debt? If you’re among them, check out our tips to pay down your auto debt quickly.

  • Common Credit Card Mistakes You’re Probably Making

    By

    Tim Saighani

    on

    July 21, 2020
    Topics: Credit Card

    As long as you use them responsibly, credit cards are useful tools in your financial arsenal. Nonetheless, so few borrowers understand the damage they can work upon their financial health by abusing them.

  • The Characteristics of a Debt-Free Lifestyle

    By

    Tim Saighani

    on

    July 14, 2020
    Topics: Debt Relief

    People who live debt-free share certain key characteristics. Here, we outline the most important characteristics of a debt-free lifestyle so you can adopt them in your life and be well on your way to living debt-free.

  • What Does Financial Independence Mean

    By

    Tim Saighani

    on

    July 8, 2020
    Topics: Personal Finance

    In today’s America where consumer debt runs rampant, student loans are astronomical, and there is talk about social security running out, is financial independence even possible?

  • Can Buying into The Tiny House Trend Save You Money?

    By

    Tim Saighani

    on

    June 29, 2020
    Topics: Money Saving

    Here, we give a few of the common financial pros and cons of owning a tiny house so you can decide for yourself whether the promised savings are real or too good to be true.

  • How to Quickly Boost Your Credit Score

    By

    Tim Saighani

    on

    June 23, 2020
    Topics: Credit Card

    Let’s get honest for a minute: Do you know your credit score? While this three-digit number may not define you, it does define your credit – and your future borrowing abilities!

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DISCLAIMER: Debt Consolidation Program (“Program”) also known as Debt Relief or Debt Settlement serviced thru CountryWide Debt Relief (“CWDR”) refers to clients who have enrolled in a Program with CWDR. Whereas CWDR shall work aggressively to negotiate the Program Debt, not all debts can be negotiated and not all creditors negotiate.  Individual Program results may vary and are based on but not limited to the ability of clients to save funds and successfully complete their Program terms and conditions, the amount and type of debts and creditors, history of accounts and financial standing of clients.  Any specific or general reference to “debt free”, “savings”, “eliminate” or “reduce” debts only refers to clients that have successfully enrolled and completed their Program resulting in all Program Debt being settled for less than the original balance enrolled. Any figures given or statements made are examples of past performances and are not intended to guarantee future results and CWDR does not guarantee that debts successfully enrolled in the Program will be settled, lowered by a specific amount or percentage, settled in a specific time period or that clients will be “debt free” in a specific time period. All Program terms and conditions are subject to change without notice and not all applicants are approved.  The Program is not available in all states and other restrictions apply. Read and understand all Program materials prior to enrollment, including potential adverse impact on credit rating. CWDR is not a law firm and does not provide any legal, bankruptcy, tax or accounting advice or credit repair services and anyone considering bankruptcy should consult a bankruptcy attorney. Please contact a tax professional to discuss potential tax consequences of the Program. Depending on your state, we may be able to recommend a Bankruptcy attorney. Depending on your state, we may be able to refer you to our lending partners for a Debt Consolidation Loan. Annual Percentage Rates provided by our lending partners range from 5.99% to 35.89%. Please note that calls with the company may be recorded for quality assurance.

*Minimum requirements to qualify

  • Minimum of $10,000 total Credit Card Debt
  • The ability to afford a minimum monthly payment of 1.5% of the Total Credit Card Debt owed or $250 whichever is greater.