Getting a good grasp on your finances boils down to a healthy income-expenses balance. Read on for the three basic pillars of balancing your income and expenses to get you on the way to avoiding – or getting out of – debt.
When it comes to your debts, remember that you have the right to not be harassed by creditors: But it’s also vital to pay down your debts to avoid their continued contact – and to get yourself back on firm financial footing.
Creditors and debt collectors have a limited amount of time to sue a debtor. The time period varies by state and is called the “statute of limitations.”
Do you have a large amount of debt that you’d like to repay quickly? Here’s the 411 on personal lines of credit and whether they are a viable debt relief solution for you.
Absent a true emergency, like a collapsed roof, most home improvement projects can wait. There is simply no reason to borrow money to remodel a kitchen or landscape a yard – something purely cosmetic and frankly, nonessential.
New Year’s Eve is almost upon us, and along with that comes the inevitable question many of us ask ourselves every year: What are we going to do to celebrate, and how can we make sure it doesn’t break the bank?
Seeking debt relief can be intimidating, especially when your property is on the line. If you choose to pursue debt relief, it’s vital to know and understand your options and to be your own advocate in selecting the best path for you.
Many financial advisors will tell you that borrowing against your 401k retirement account is a bad idea. However, there are certain circumstances in which you might want to consider temporarily borrowing from your 401k.
While it will be a tremendous relief to find yourself debt-free, the debt settlement process can harm your credit. But don’t let this discourage you: There are small steps you can take today to boost your score after becoming debt-free.
Debt settlement can be a great option for those seeking relief from their burden. Here are five frequently asked questions about debt settlement to help you determine whether it is the right financial approach for you.