Blog – Debt Consolidation and Personal Finance Advice

Debt Relief

Which Debts Can Benefit From Debt Settlement Relief?

By

Tim Saighani

on

November 21, 2022

Topics: Debt Relief

With expenses and interest rates rising at a rapid pace, debt can quickly accrue. Finding ways to reduce your debt is the goal. One of these options is debt settlement relief. This article explores the most common types of debt that can justify using debt relief options and bring about debt resolution.
What to Do When You are So Deep in Debt

By

Tim Saighani

on

November 18, 2021

Topics: Debt Relief

Getting out of debt can be a long journey, though not an impossible feat. So, where do you start if your journey to financial health starts deep in debt? Take it one step at a time.
Pay Down Debt or Build Up Savings? The Pros and Cons of Prioritizing Each

By

Tim Saighani

on

November 3, 2021

Topics: Debt Relief | Money Saving | Personal Finance

Should you prioritize paying down debt or building up your savings? While it is important to find the strategy that works best for your individual financial goals and outstanding obligations, for many people the most effective strategy is going to be one of balance, where debt and savings are managed simultaneously.
The Top Ten Reasons Why People Stay in Debt

By

Tim Saighani

on

February 18, 2021

Topics: Debt Relief

Millions of Americans are in debt, and millions will remain that way for years to come. The good news is that you can get out of debt with the right mindset, tools, and resources.
Five Ways to Reduce Your Monthly Debt Payments

By

Tim Saighani

on

January 27, 2021

Topics: Debt Relief | Personal Finance

No matter your income level, properly managing your consumer debt is a wealth-building practice. If you are struggling to manage or reduce your debt load, you have options.
How to Become Debt-Free in 2021

By

Tim Saighani

on

January 6, 2021

Topics: Debt Relief

A new year is approaching and with it, the promise of a vaccine and an end to the pandemic. As such, it is a great time to regroup and take stock of your finances and, if 2020 was tough on your wallet, to course-correct.
What is Peer-to-Peer Lending?

By

Tim Saighani

on

December 24, 2020

Topics: Debt Relief | Personal Finance

Peer-to-peer (“P2P”) lending is a popular option for many borrowers because it allows them to circumvent the traditional bank loan process.
Debt Relief Programs vs. Bankruptcy Filings in 2020: The Pros and Cons of Each

By

Tim Saighani

on

November 13, 2020

Topics: Bankruptcy | Debt Relief

After struggling to make minimum payments and watching interest accumulate at a rate much higher than you can pay, you may be looking for an easier way to manage your debt.
Five Tips to Pay off Your Car Loan Early

By

Tim Saighani

on

July 28, 2020

Topics: Debt Relief

Did you know that Americans collectively owe more than $1.2 trillion in auto debt? If you’re among them, check out our tips to pay down your auto debt quickly.
The Characteristics of a Debt-Free Lifestyle

By

Tim Saighani

on

July 14, 2020

Topics: Debt Relief

People who live debt-free share certain key characteristics. Here, we outline the most important characteristics of a debt-free lifestyle so you can adopt them in your life and be well on your way to living debt-free.