Personal Finance

New Year’s Eve is almost upon us, and along with that comes the inevitable question many of us ask ourselves every year: What are we going to do to celebrate, and how can we make sure it doesn’t break the bank?

Many financial advisors will tell you that borrowing against your 401k retirement account is a bad idea. However, there are certain circumstances in which you might want to consider temporarily borrowing from your 401k.

Over the course of our lives, most of us will likely experience a financial setback due to a mistake. Here are three ways to bounce back from a financial mistake and set yourself up for future financial success.

Financial stress is not all bad. In fact, some anxiety can motivate us to make smart decisions. However, financial stress should not control your life

You don’t have to become a miserly penny pincher to develop responsible financial habits – but it is important to understand why Americans get into so much trouble with overspending and debt.

Living with financial trouble is about more than just juggling monthly payments and dodging calls from creditors: It has a far-reaching impact on your happiness, health, relationships, and overall quality of life.

No matter your situation, it’s critical to ensure that you’re taking every step necessary to protect and defend your rights – so don’t sit on a lawsuit hoping it will simply go away. It won’t!