Debt Relief Options keyboard_arrow_down Debt Consolidation Credit Card Consolidation Debt Settlement Why We’re Better Proven Results Who We Are FAQ Contact Us
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Debt Relief Options keyboard_arrow_down Debt Consolidation Credit Card Consolidation Debt Settlement Why we're Better Proven Results Who We Are FAQ Contact Us

Frequently Asked Questions

Who is CountryWide Debt Relief?

CountryWide Debt Relief is a debt consolidation company. With over 30 years of combined experience in the field of finance and debt relief, our goal is to help consumers find the best debt consolidation option to get out of debt. We are A+ rated by the BBB (Better Business Bureau).

How can CountryWide Debt Relief help me?

We can help by giving you a free consultation to see your debt consolidation options. Our team of experts are trained to analyze your debt portfolio and recommend the best option to save you the most amount of money.

How long does it take to get out of debt using CountryWide Debt Relief?

The time to get out of debt depends on the total amount that you owe, who your creditors are and your affordability index. Some of our clients have been able to get out of debt in 12 months, while others were in the program for 48 months. We focus on helping our clients get out of debt as soon as possible, while keeping the monthly payments affordable.

What type of debts can I get help with?

We can help you consolidate and payoff the following type of debts:

  • Credit Card Debt
  • Payday Loans
  • High interest rate installment loans
  • Medical collection accounts
  • Deficiency balances of auto loans
  • Unsecured personal lines of credit.

Is it possible to consolidate Credit Card Debt?

People with credit card debt can also take advantage of debt relief options. The biggest challenge with credit card debt is the minimum payment trap. In short, minimum payment trap is a quicksand that is hard to get out of. Once you are caught making just minimum payments on your credit cards, it could take decades to pay the credit cards off. Learn more about Credit Card Consolidation Options.

How does Debt Consolidation work?

Debt consolidation works as follows:
STEP 1: We gather information about the debt that is owed.
STEP 2: We analyze your Income vs your Expenses
STEP 3: We recommend a debt consolidation option that can help you payoff the debts that were identified while keeping the monthly payments affordable in accordance with your Income and Expense affordability index.

Is Debt Consolidation a good option?

Debt Consolidation is ideal for you if you don’t see yourself getting out of debt anytime soon. Typically, people that are just making the minimum monthly payments to their debts, or people who have fallen behind on making the minimum monthly payments to their debts would benefit most from Debt Consolidation. Learn more about Debt Consolidation Options.

Can you qualify for Debt Consolidation if you have bad credit?

There are debt consolidation options for both good and less than perfect credit. People with good credit can take advantage of a debt consolidation loan to lower interest rates on their debts and reduce the time required to pay off their debts. People with less than perfect credit can take advantage of other Debt Relief options. Learn more about Debt Relief for Less Than Perfect Credit.

What is the COST vs SAVINGS for doing Debt Consolidation?

There are no upfront costs for doing debt consolidation. All services provided by CountryWide Debt Relief are performance driven which means if you don’t save money, you don’t pay a service fee. Clients who enroll in our debt consolidation program and make all their required monthly program payments typically save 25-30% including all fees paid towards the program.

What is Debt Settlement?

Debt Settlement is a debt relief option that is ideal for people with too much debt who have either fallen behind on paying their debts or just don’t see the balances on their debts going down. Learn more about Debt Settlement and how it can help you get out of debt..

Can I negotiate with my creditors on my own?

This is a complex question and the answer is even more complex. In short, we recommend that the following consumers contact us for help:

  • Anyone that owes $10,000 or more in total debt to multiple creditors
  • Anyone that does not have lump sum funds to settle their debts; in other words, you want to negotiate your debts down but you don’t have the funds in a lump sum and need to make payment arrangements.
  • Anyone that is being harassed and overwhelmed by creditors and collectors.

How do I get Started with CountryWide Debt Relief?

To get started, you can contact our Debt Relief Specialists:
Call 800-594-3362
Business Hours: Monday - Friday 7am PST - 6pm PST

Get Your Free Consultation Now!

Approval is GUARANTEED*. Process is FAST and EASY!

See If You Qualify

Call us now: (800) 594-3362

DISCLAIMER: Debt Consolidation Program (“Program”) also known as Debt Relief or Debt Settlement serviced thru CountryWide Debt Relief (“CWDR”) refers to clients who have enrolled in a Program with CWDR. Whereas CWDR shall work aggressively to negotiate the Program Debt, not all debts can be negotiated and not all creditors negotiate.  Individual Program results may vary and are based on but not limited to the ability of clients to save funds and successfully complete their Program terms and conditions, the amount and type of debts and creditors, history of accounts and financial standing of clients.  Any specific or general reference to “debt free”, “savings”, “eliminate” or “reduce” debts only refers to clients that have successfully enrolled and completed their Program resulting in all Program Debt being settled for less than the original balance enrolled. Any figures given or statements made are examples of past performances and are not intended to guarantee future results and CWDR does not guarantee that debts successfully enrolled in the Program will be settled, lowered by a specific amount or percentage, settled in a specific time period or that clients will be “debt free” in a specific time period. All Program terms and conditions are subject to change without notice and not all applicants are approved.  The Program is not available in all states and other restrictions apply. Read and understand all Program materials prior to enrollment, including potential adverse impact on credit rating. CWDR is not a law firm and does not provide any legal, bankruptcy, tax or accounting advice or credit repair services and anyone considering bankruptcy should consult a bankruptcy attorney. Please contact a tax professional to discuss potential tax consequences of the Program. Depending on your state, we may be able to recommend a Bankruptcy attorney. Depending on your state, we may be able to refer you to our lending partners for a Debt Consolidation Loan. Annual Percentage Rates provided by our lending partners range from 5.99% to 35.89%. Please note that calls with the company may be recorded for quality assurance.

**Approval Guarantees are based on: Minimum of $10,000 in credit card debts and the ability of the client to afford a minimum of $250 monthly payments.

*Do nothing option assumes making only the minimum payments on the debts each month with APR of 17% and minimum payment of 2% of the outstanding balance each month.
Source: creditcards.com/calculators/minimum-payment.php.
Savings illustrated is the difference between the total payments to CWDR and Total payments if just the MINIMUM monthly payments were being paid on the debts.