Credit card consolidation is the best debt relief option for many consumers. Understand the intricacies of how the process works and its risks.

A credit card is a tool, but it can lead you into financial trouble if you aren’t careful. Here are four common credit card pitfalls to avoid at all costs.

If you choose to consolidate your credit card debt and have a feasible plan to pay it off, that’s a great choice – but here are the top four credit card consolidation mistakes you should avoid.