Paying off your credit card debt is a great start to improving your financial health in 2021, but how can you do it? Here are a few payment strategies and tips to help you become debt-free in 2021.
Each case will look different and you should always consult an attorney to guide you, but to give you an idea of the defenses that might be available, here are the seven top defenses to a credit card lawsuit.
In preparing for retirement, money is saved to cover future living expenses, healthcare costs, and other regular expenses to allow older Americans to maintain their standard of living without relying on employment income.
If you have fallen behind on your credit card payments or other debts, you may be starting to sweat. Can my creditors sue me? What happens if I have to go to court? Is there anything I can do to settle before facing a judge? If your balance has already been sent to a third-party…
If you need cash, one of the quickest ways to get funds in your hands is by applying for a shiny, new credit card. But what if your credit card application is denied? Here, we discuss the steps you should take after a credit card application denial if you want to secure credit in the…
If you carry unpaid credit card debt, you might be used to ignoring calls from creditors, pulling the wool over your eyes, and simply hoping they will eventually disappear. And unfortunately, when the calls do stop coming, it’s not necessarily good news: in many cases, it is likely because the creditors have sued you to…
Facing debt is stressful enough, but a creditors’ threats to file suit against you take the situation to a whole new level. Here are a few things you can expect about negotiating credit card debt when your credit sues you.
When an offer of a new credit card with a 0% APR appears, it is certainly very tempting to jump on the opportunity. But is a credit card offering a 0% APR too good to be true?
Remember, the more available credit you have, the better your credit utilization rate, and the better your overall credit score.
Whether you bear responsibility for your spouse’s credit card debt depends on many factors including when the debt was accrued, how the account has been managed throughout the relationship, and perhaps most importantly, where you live.