Let’s get honest for a minute: Do you know your credit score? While this three-digit number may not define you, it does define your credit – and your future borrowing abilities!

The number one way to ensure you use a credit card to your advantage instead of your detriment is to treat your credit card as if it were a debit card. Here, we tell you just how to do that.

There may be times in your life that warrant opening a new credit account. Before taking the plunge, here a few things to consider.

Have you been tempted by a new credit card that offers incentives such as cash-back, airline miles, and travel points? These credit card reward offers might be attractive, but are they worth it?

If you’re running low on cash in your checking account, you might be tempted to use your credit card to withdraw cash for a quick fix. However, keep in mind that if something seems too good to be true, it just might be.

The number one way to ensure you use a credit card to your advantage instead of your detriment is to treat your credit card as if it were a debit card. Here, we tell you just how to do that.

If you find yourself going further and further into credit card debt each month, it might be time to develop new strategies for paying off credit card debt.

Do you have a large amount of debt that you’d like to repay quickly? Here’s the 411 on personal lines of credit and whether they are a viable debt relief solution for you.

While it will be a tremendous relief to find yourself debt-free, the debt settlement process can harm your credit. But don’t let this discourage you: There are small steps you can take today to boost your score after becoming debt-free.

You might be tempted to use your credit cards, increase your balance, and then the minimum payment at the end of the month. However, taking this approach can trap you into a vicious cycle of debt that’s hard to escape.