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A Step-by-Step Guide to Debt Consolidation
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on
Topics: Debt ConsolidationConsolidating your debt may be easier than you think. By following some simple steps, you may be able to pay down your debt faster than you ever thought possible. Here’s how.
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How to Slash Your Grocery Budget
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on
Topics: BudgetingYou may feel that cutting back on a necessity like groceries is too much of a sacrifice. But, chances are you can probably reduce your grocery bill without having to feel deprived.
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How To Tell If Your Balance Transfer Offer is Too Good To Be True
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on
Topics: Credit CardWhen an offer of a new credit card with a 0% APR appears, it is certainly very tempting to jump on the opportunity. But is a credit card offering a 0% APR too good to be true?
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Five Smart Ways to Use Your COVID-19 Stimulus Money
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on
Topics: Personal FinanceUnfortunately, the need for stimulus money also means that our world – and our global economy – are in poor shape. However, by making a few smart, disciplined choices, you can use your cash windfall to make good use of the situation.
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How Do I Improve My Credit Utilization Ratio?
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on
Topics: Credit CardRemember, the more available credit you have, the better your credit utilization rate, and the better your overall credit score.
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Am I Responsible for My Spouse’s Credit Card Debt?
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on
Topics: Credit CardWhether you bear responsibility for your spouse’s credit card debt depends on many factors including when the debt was accrued, how the account has been managed throughout the relationship, and perhaps most importantly, where you live.
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What is a Zero-Based Budget?
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on
Topics: BudgetingIf you are the kind of person that likes to have a plan, check off boxes as you go, and see a completed list, then a 0-based budget might be the right strategy for you.
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How to Budget When You’ve Lost Your Job
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on
Topics: BudgetingHow do you budget with minimal income? Here are a few key points to help you budget effectively after losing your job.
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Why You Should Consider Taking a Brief Credit Card Hiatus This Month
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on
Topics: Credit CardWhen used correctly, credit cards can be effective financial tools. Even so, it might do you some good to take a brief hiatus from using your credit cards for one month.
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How to Save on Your Life Insurance Premiums
By
on
While it’s reasonable to want to save on your premium costs, you also don’t want to forfeit the benefits that come from having good policies. Read on for a few tips on how to save big without compromising value.
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