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Blog – Debt Consolidation and Personal Finance Advice


  • Common Credit Card Mistakes You’re Probably Making

    By

    Tim Saighani

    on

    July 21, 2020
    Topics: Credit Card

    As long as you use them responsibly, credit cards are useful tools in your financial arsenal. Nonetheless, so few borrowers understand the damage they can work upon their financial health by abusing them.

  • The Characteristics of a Debt-Free Lifestyle

    By

    Tim Saighani

    on

    July 14, 2020
    Topics: Debt Relief

    People who live debt-free share certain key characteristics. Here, we outline the most important characteristics of a debt-free lifestyle so you can adopt them in your life and be well on your way to living debt-free.

  • What Does Financial Independence Mean

    By

    Tim Saighani

    on

    July 8, 2020
    Topics: Personal Finance

    In today’s America where consumer debt runs rampant, student loans are astronomical, and there is talk about social security running out, is financial independence even possible?

  • How to Quickly Boost Your Credit Score

    By

    Tim Saighani

    on

    June 23, 2020
    Topics: Credit Card

    Let’s get honest for a minute: Do you know your credit score? While this three-digit number may not define you, it does define your credit – and your future borrowing abilities!

  • Debt Snowball vs. Debt Consolidation: What are The Differences?

    By

    Tim Saighani

    on

    June 17, 2020
    Topics: Debt Consolidation | Debt Relief

    Read on for an overview of these two ways to pay off debt so you can choose for yourself which approach, if either, is the best way for you to get rid of your debt once and for all.

  • What to Know Before Rolling Over Your Pension

    By

    Tim Saighani

    on

    June 8, 2020
    Topics: Personal Finance

    If you are one of those Americans who still has a pension plan (or a spouse with a pension plan), it’s important to know a few key aspects of these plans.

  • Common Forms of Financial Fraud Amid the COVID-19 Pandemic

    Common Forms of Financial Fraud Amid the COVID-19 Pandemic

    By

    Tim Saighani

    on

    June 1, 2020
    Topics: Personal Finance

    Unfortunately, physical illness isn’t the only devastating effect of the unprecedented COVID-19 pandemic: financial fraud is on the rise as hackers and scammers capitalize on society’s collective weakness.

  • Five Tips to Increase Your Savings

    By

    Tim Saighani

    on

    May 26, 2020
    Topics: Money Saving

    It might seem daunting at first, but it is possible to increase your savings quickly. Read on for five steps you can take today to prepare for a financially secure future.

  • How to Refinance Your Debts

    By

    Tim Saighani

    on

    May 20, 2020
    Topics: Debt Relief

    Fortunately, you can refinance almost all types of debt, from mortgages to car loans, student loans, credit cards, and more. Here, we are sharing what you need to know if you want to refinance your debt.

  • How to Prioritize Your Savings

    By

    Tim Saighani

    on

    May 8, 2020
    Topics: Money Saving | Personal Finance

    While financial experts share a diversity of thoughts and opinions about how to best save, there are a few key principles that can help you manage your money wisely.

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DISCLAIMER: Debt Consolidation Program (“Program”) also known as Debt Relief or Debt Settlement serviced thru CountryWide Debt Relief (“CWDR”) refers to clients who have enrolled in a Program with CWDR. Whereas CWDR shall work aggressively to negotiate the Program Debt, not all debts can be negotiated and not all creditors negotiate.  Individual Program results may vary and are based on but not limited to the ability of clients to save funds and successfully complete their Program terms and conditions, the amount and type of debts and creditors, history of accounts and financial standing of clients.  Any specific or general reference to “debt free”, “savings”, “eliminate” or “reduce” debts only refers to clients that have successfully enrolled and completed their Program resulting in all Program Debt being settled for less than the original balance enrolled. Any figures given or statements made are examples of past performances and are not intended to guarantee future results and CWDR does not guarantee that debts successfully enrolled in the Program will be settled, lowered by a specific amount or percentage, settled in a specific time period or that clients will be “debt free” in a specific time period. All Program terms and conditions are subject to change without notice and not all applicants are approved.  The Program is not available in all states and other restrictions apply. Read and understand all Program materials prior to enrollment, including potential adverse impact on credit rating. CWDR is not a law firm and does not provide any legal, bankruptcy, tax or accounting advice or credit repair services and anyone considering bankruptcy should consult a bankruptcy attorney. Please contact a tax professional to discuss potential tax consequences of the Program. Depending on your state, we may be able to recommend a Bankruptcy attorney. Depending on your state, we may be able to refer you to our lending partners for a Debt Consolidation Loan. Annual Percentage Rates provided by our lending partners range from 5.99% to 35.89%. Please note that calls with the company may be recorded for quality assurance.

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