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Blog – Debt Consolidation and Personal Finance Advice


  • Six Simple Steps to Crushing Credit Card Debt

    Six Simple Steps to Crushing Credit Card Debt

    By

    Tim Saighani

    on

    September 23, 2021
    Topics: Credit Card

    If you’re like the millions of Americans who face staggering credit card debt, you may be wondering how you can get yours under control.

  • How to Avoid Overspending When You Have Your First Baby

    How to Avoid Overspending When You Have Your First Baby

    By

    Tim Saighani

    on

    September 17, 2021
    Topics: Money Saving

    From that cute outfit that catches your eye to the special bottle your co-worker swears by, you’ll undeniably feel the pull to buy, buy, buy so you can be as prepared as possible when your little one makes his debut.

  • Does Paying Off Collections Improve My Credit Score?

    Does Paying Off Collections Improve My Credit Score?

    By

    Tim Saighani

    on

    September 9, 2021
    Topics: Credit Card

    Any kind of delinquency on your account can put negative marks on your credit report. Simply making a payment to bring your account current does not erase the fact that your account was delinquent and reported to credit reported agencies.

  • Five Cheap Ways to Borrow Money

    Five Cheap Ways to Borrow Money

    By

    Tim Saighani

    on

    September 2, 2021
    Topics: Personal Finance

    Find yourself facing unexpected expenses without the means to cover the cost? The obvious answer, to borrow money. Read on to learn five cost-effective methods of taking out a loan or establishing a line of credit so that you can get back on your feet.

  • Four Steps to Take If You Want to Retire Early

    Four Steps to Take If You Want to Retire Early

    By

    Tim Saighani

    on

    August 26, 2021
    Topics: Money Saving

    Retiring in your 50s, 40s, or even earlier might sound like a pipe dream, but it could become your reality. Here are four steps to take if you want to retire early.

  • How to Apply for a Personal Loan if you Are Self-Employed

    How to Apply for a Personal Loan if you Are Self-Employed

    By

    Tim Saighani

    on

    August 20, 2021
    Topics: Loans

    If you are self-employed and need to apply for a personal loan, there are a few factors to keep in mind as you go through the application process to ensure you are approved for the loan you need under the most favorable terms available.

  • Five Pros and Cons of Settling Your Credit Card Debt

    Five Pros and Cons of Settling Your Credit Card Debt

    By

    Tim Saighani

    on

    August 13, 2021
    Topics: Credit Card

    As America tries to get back to a new normal, many people are struggling with higher debt and less money to pay it with. So, what can you do when credit card debt becomes overwhelming?

  • How Does a Debt Collection Lawsuit Work?

    How Does a Debt Collection Lawsuit Work?

    By

    Tim Saighani

    on

    August 5, 2021
    Topics: Debt Collection

    If you are facing a debt collection lawsuit, it can be nerve-wracking and stressful. But the court’s involvement does not need to be scary. In fact, sorting out your financial obligation to a creditor in court can sometimes even work in your favor.

  • Five Ways to Retire Early on a Five-Figure Salary

    Five Ways to Retire Early on a Five-Figure Salary

    By

    Tim Saighani

    on

    July 30, 2021
    Topics: Personal Finance

    The standard age of retirement is sixty-five, but that does not mean you have to wait until then to retire. Many people wait to retire until they are eligible to receive social security income which can then be used to supplement their retirement funds.

  • Do I Need an Attorney to Handle My Credit Card Lawsuit?

    By

    Tim Saighani

    on

    July 23, 2021
    Topics: Credit Card

    Engaging an attorney in a credit card lawsuit may improve your chances at a settlement agreement that keeps you out of court and without a judgment on your record.

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DISCLAIMER: Debt Consolidation Program (“Program”) also known as Debt Relief or Debt Settlement serviced thru CountryWide Debt Relief (“CWDR”) refers to clients who have enrolled in a Program with CWDR. Whereas CWDR shall work aggressively to negotiate the Program Debt, not all debts can be negotiated and not all creditors negotiate.  Individual Program results may vary and are based on but not limited to the ability of clients to save funds and successfully complete their Program terms and conditions, the amount and type of debts and creditors, history of accounts and financial standing of clients.  Any specific or general reference to “debt free”, “savings”, “eliminate” or “reduce” debts only refers to clients that have successfully enrolled and completed their Program resulting in all Program Debt being settled for less than the original balance enrolled. Any figures given or statements made are examples of past performances and are not intended to guarantee future results and CWDR does not guarantee that debts successfully enrolled in the Program will be settled, lowered by a specific amount or percentage, settled in a specific time period or that clients will be “debt free” in a specific time period. All Program terms and conditions are subject to change without notice and not all applicants are approved.  The Program is not available in all states and other restrictions apply. Read and understand all Program materials prior to enrollment, including potential adverse impact on credit rating. CWDR is not a law firm and does not provide any legal, bankruptcy, tax or accounting advice or credit repair services and anyone considering bankruptcy should consult a bankruptcy attorney. Please contact a tax professional to discuss potential tax consequences of the Program. Depending on your state, we may be able to recommend a Bankruptcy attorney. Depending on your state, we may be able to refer you to our lending partners for a Debt Consolidation Loan. Annual Percentage Rates provided by our lending partners range from 5.99% to 35.89%. Please note that calls with the company may be recorded for quality assurance.

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