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Blog – Debt Consolidation and Personal Finance Advice


  • How to Change Your Spending Habits

    By

    Tim Saighani

    on

    June 4, 2021
    Topics: Money Saving

    Changing your spending habits is one of the quickest ways to stretch your money. Without bad habits draining your finances, you will save more, spend wisely, and accumulate the cash you need to pursue your financial goals.

  • Top Defenses to a Credit Card Lawsuit

    By

    Tim Saighani

    on

    May 28, 2021
    Topics: Credit Card

    Each case will look different and you should always consult an attorney to guide you, but to give you an idea of the defenses that might be available, here are the seven top defenses to a credit card lawsuit.

  • Ways You Can Mess Up Your Debt Consolidation Plan

    By

    Tim Saighani

    on

    May 18, 2021
    Topics: Debt Consolidation

    Thinking of debt consolidation to tackle your financial burdens? Here are a few tips for what not to do, so that you can find success through debt consolidation – instead of messing it up.

  • Five Online Loan Scams to Avoid

    By

    Tim Saighani

    on

    May 13, 2021
    Topics: Loans | Personal Finance

    From that cute outfit that catches your eye to the special bottle your co-worker swears by, you’ll undeniably feel the pull to buy, buy, buy so you can be as prepared as possible when your little one makes his debut.

  • Tips for Retirees to Pay off Credit Card Debt

    Tips for Retirees to Pay off Credit Card Debt

    By

    Tim Saighani

    on

    May 4, 2021
    Topics: Credit Card

    In preparing for retirement, money is saved to cover future living expenses, healthcare costs, and other regular expenses to allow older Americans to maintain their standard of living without relying on employment income.

  • What does President Biden’s 401K Plan mean for You?

    What does President Biden’s 401K Plan mean for You?

    By

    Tim Saighani

    on

    April 27, 2021
    Topics: Money Saving

    Getting into the White House was the first step, but President Biden’s proposed 401(k) changes must still be considered and approved through the legislative and regulatory processes before the changes could become law. This could take a while.

  • Early Retirement Caveats to Consider

    By

    Tim Saighani

    on

    April 20, 2021
    Topics: Job

    While the idea of stepping out of the workforce early might sound appealing, there are some downsides to retiring in your 30s, 40s or even 20s.

  • Should I Buy a New Car? Pros and Cons from a Financial Perspective

    By

    Tim Saighani

    on

    April 13, 2021
    Topics: Family | Personal Finance

    Here, we breakdown the good, the bad, and the expensive to help you decide if purchasing a new car is the best move for your finances.

  • How to Settle Credit Card Debt before Going to Court

    By

    Tim Saighani

    on

    April 9, 2021
    Topics: Credit Card

    If you have fallen behind on your credit card payments or other debts, you may be starting to sweat. Can my creditors sue me? What happens if I have to go to court? Is there anything I can do to settle before facing a judge?  If your balance has already been sent to a third-party […]

  • How to Get a Personal Loan If You Have Bad Credit

    By

    Tim Saighani

    on

    March 31, 2021
    Topics: Loans | Personal Finance

    Are you in a bind and in need of a personal loan? A personal loan can be a great way to cover unexpected expenses, but it can be hard to secure one if your credit is bad.

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DISCLAIMER: Debt Consolidation Program (“Program”) also known as Debt Relief or Debt Settlement serviced thru CountryWide Debt Relief (“CWDR”) refers to clients who have enrolled in a Program with CWDR. Whereas CWDR shall work aggressively to negotiate the Program Debt, not all debts can be negotiated and not all creditors negotiate.  Individual Program results may vary and are based on but not limited to the ability of clients to save funds and successfully complete their Program terms and conditions, the amount and type of debts and creditors, history of accounts and financial standing of clients.  Any specific or general reference to “debt free”, “savings”, “eliminate” or “reduce” debts only refers to clients that have successfully enrolled and completed their Program resulting in all Program Debt being settled for less than the original balance enrolled. Any figures given or statements made are examples of past performances and are not intended to guarantee future results and CWDR does not guarantee that debts successfully enrolled in the Program will be settled, lowered by a specific amount or percentage, settled in a specific time period or that clients will be “debt free” in a specific time period. All Program terms and conditions are subject to change without notice and not all applicants are approved.  The Program is not available in all states and other restrictions apply. Read and understand all Program materials prior to enrollment, including potential adverse impact on credit rating. CWDR is not a law firm and does not provide any legal, bankruptcy, tax or accounting advice or credit repair services and anyone considering bankruptcy should consult a bankruptcy attorney. Please contact a tax professional to discuss potential tax consequences of the Program. Depending on your state, we may be able to recommend a Bankruptcy attorney. Depending on your state, we may be able to refer you to our lending partners for a Debt Consolidation Loan. Annual Percentage Rates provided by our lending partners range from 5.99% to 35.89%. Please note that calls with the company may be recorded for quality assurance.

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  • Minimum of $10,000 total Credit Card Debt
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