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How Personal Loan Deferment Works
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on
Topics: LoansInstead of the penalties, fees, interest charges, and the years it can take for your credit to recover from defaulting on a loan, a deferment provides an opportunity to reallocate the money you would otherwise apply toward your loan to other essential expenses to ensure necessities like food and shelter are not compromised during your hardship.
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Can I Settle a Debt After a Lawsuit Has Been Filed?
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on
Topics: Debt SettlementThe key to negotiating a settlement for your debt once a lawsuit has been filed is simply to ask. Come to the table knowing how much money you can afford to pay and ask if you can immediately tender payment as a showing of good faith and satisfy the debt without further litigation.
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Answers to Your Top Questions About Debt Consolidation
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on
Topics: Debt ConsolidationHow do you know if debt consolidation is the right option for you? Here are the top debt consolidation Q&As to help you decide.
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What is a Debt Validation Letter, and Do I Need One?
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Topics: Debt CollectionSo, how do you know if the bill collector can satisfy the requirements of the FDCPA to collect the debt they are asking you to pay? The key is a debt validation letter.
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Pensions vs. 401ks
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Topics: Personal FinanceEmployer-sponsored retirement plans are an important benefit that employees should take advantage of to supplement their retirement funds. However, not all retirement accounts are created equal. Maximizing your contribution to an employer-sponsored retirement plan is the best way to ensure you have enough money to carry you through retirement.
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How to Change Your Spending Habits
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on
Topics: Money SavingChanging your spending habits is one of the quickest ways to stretch your money. Without bad habits draining your finances, you will save more, spend wisely, and accumulate the cash you need to pursue your financial goals.
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Top Defenses to a Credit Card Lawsuit
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on
Topics: Credit CardEach case will look different and you should always consult an attorney to guide you, but to give you an idea of the defenses that might be available, here are the seven top defenses to a credit card lawsuit.
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Ways You Can Mess Up Your Debt Consolidation Plan
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on
Topics: Debt ConsolidationThinking of debt consolidation to tackle your financial burdens? Here are a few tips for what not to do, so that you can find success through debt consolidation – instead of messing it up.
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Five Online Loan Scams to Avoid
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on
From that cute outfit that catches your eye to the special bottle your co-worker swears by, you’ll undeniably feel the pull to buy, buy, buy so you can be as prepared as possible when your little one makes his debut.
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Tips for Retirees to Pay off Credit Card Debt
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on
Topics: Credit CardIn preparing for retirement, money is saved to cover future living expenses, healthcare costs, and other regular expenses to allow older Americans to maintain their standard of living without relying on employment income.
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